Index-Based Livestock Insurance (IBLI) by APA Insurance is a specialized insurance product that provides essential coverage for pastoralists. It offers protection against the deterioration of forage, which serves as vital grazing food for livestock. This insurance is particularly relevant in regions prone to droughts, where livestock deaths can occur due to inadequate forage availability. IBLI utilizes predefined indices linked to weather conditions to determine payouts, ensuring efficient and timely compensation for pastoralists when climatic challenges lead to livestock losses. This innovative insurance solution contributes to the resilience of livestock-dependent communities by providing financial support during difficult periods.
 
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